5 Practical Tips When Facing Foreclosure: You Do Have Options Available
29 March 2017
Although it may feel like the end of the world when you're facing the possibility of foreclosure, you really do have options available to you. It's very important that you be realistic, choosy in whom you trust, and quick to act. Even with options, the urgency cannot be overstated.
1. Don't Avoid The Problem
Unfortunately, the threat of losing a home can be so devastating that people actually look the other way about it.
What Every Parent Needs To Know About Children And Their Credit Scores
26 May 2016
Most consumers understand how their credit score affects their access to things like loans, insurance, and apartment rentals. However, what many consumers don't understand is the risk facing minors. When you don't monitor your child's credit history, he or she is at risk of identity theft and the potential for a host of negative accounts. When this happens, it can mean years of struggling to restore their good standing even though they weren't the ones who damaged it.
Bankruptcy Fraud: Why It's a Bad Idea to Pay Your Student Loans with a Credit Card
11 May 2016
When money is tight and your student loan is due, it can be tempting to bust out your credit card in an attempt to avoid late fees. However, doing so could be a big mistake if you fall far behind on your bills and are forced to file bankruptcy. Read on to learn how paying your student loans with your credit card could result in you being charged with bankruptcy fraud.
Do You Qualify to Discharge Your Student Loan Debt in Bankruptcy?
10 May 2016
If you are struggling with student loan debt and are unable to meet your other financial obligations, you may be think the debt will follow you to your grave. You've probably been told that student loans cannot be forgiven in bankruptcy and have closed the door to that solution. However, the good news is that under some circumstances student loan debt can be discharged in bankruptcy. Find out if you are likely to qualify and what you need to do about it.